Long-term US Treasury ETF

TLT ETF: Expense Ratio, Strategy and Risks

Review TLT's benchmark, 0.15% expense ratio, inception date, chart, income profile, and key risks.

TLT direct answer

TLT tracks an index of US Treasury bonds with remaining maturities greater than twenty years.

The official annual expense ratio is 0.15%, and the fund launched on Jul 22, 2002.
Long-maturity bonds are highly sensitive to interest-rate changes, so the price can fall sharply when long-term yields rise.
Verified against the official iShares TLT product materials.

Official fund facts

Benchmark
ICE US Treasury 20+ Year Bond Index
Expense ratio
0.15%
Inception date
Jul 22, 2002
Facts as of
Jul 28, 2026

TLT long-term fee calculator

Estimate how the official 0.15% annual expense ratio affects a long-term result under an assumed gross return.

Estimated value before fees
$38,696.84
Estimated value after fees
$37,626.21
Cumulative fee impact
$1,070.63

This estimate assumes an unchanged expense ratio and reinvestment at the same return. It excludes taxes, commissions, bid-ask spreads, and tracking differences.

TLT

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Who may consider TLT?

It is worth comparing for investors who want long-duration Treasury exposure or expect long-term US interest rates to decline.

Key risks of TLT

Long-maturity bonds are highly sensitive to interest-rate changes, so the price can fall sharply when long-term yields rise.

How to interpret distributions and yield

Monthly distributions and market yield can change with bond income, fund operations, and market price.

Official fund materials

The benchmark, expense ratio, and inception date come from the official iShares TLT product page. Fund terms can change, so investors should check the latest materials before buying.

iShares TLT

TLT questions

What does TLT invest in?

TLT tracks an index of US Treasury bonds with remaining maturities greater than twenty years.

What is the TLT expense ratio?

The official annual expense ratio is 0.15% according to iShares TLT. Fund terms can change, so investors should check the latest official materials before buying.

What is the main risk of TLT?

Long-maturity bonds are highly sensitive to interest-rate changes, so the price can fall sharply when long-term yields rise.

Are TLT distributions fixed?

Monthly distributions and market yield can change with bond income, fund operations, and market price.