2012 annual financial data

NBT Bancorp 2012 Net margin

NBT Bancorp 2012 net margin with verified reported values.

Direct answer

Net margin was 16.83%.

Operating income was 77,374,000 USD and net income was 54,558,000 USD.
Operating cash flow was 88,854,000 USD.

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Verified data

Revenue
324,164,000 USD
Operating income
77,374,000 USD
Net income
54,558,000 USD
Operating cash flow
88,854,000 USD