2013 annual financial data

NBT Bancorp 2013 Net margin

Direct answer

Net margin was 16.72%.

Operating income was 89,943,000 USD and net income was 61,747,000 USD.
Operating cash flow was 119,298,000 USD.

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Verified data

Revenue
369,319,000 USD
Operating income
89,943,000 USD
Net income
61,747,000 USD
Operating cash flow
119,298,000 USD