2018 annual financial data

NBT Bancorp 2018 Net margin

Direct answer

Net margin was 24.22%.

Operating income was 137,002,000 USD and net income was 112,566,000 USD.
Operating cash flow was 147,773,000 USD.

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Verified data

Revenue
464,800,000 USD
Operating income
137,002,000 USD
Net income
112,566,000 USD
Operating cash flow
147,773,000 USD