2012 annual financial data

Pathfinder Bancorp 2012 Net margin

Direct answer

Net margin was 12.13%.

Operating income was 3,577,000 USD and net income was 2,648,000 USD.
Operating cash flow was 2,766,000 USD.

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Verified data

Revenue
21,828,000 USD
Operating income
3,577,000 USD
Net income
2,648,000 USD
Operating cash flow
2,766,000 USD