Domestic banks’ 1quarterly net income 6 trillion7 billion won, 3.9% decline
According to Financial Supervisory Service data, 2026 year 1domestic banks’ net income in the quarter was 6 trillion7 billion won, down 3.9% from the same period a year earlier. The decline in non-interest income, driven by rising market interest rates, was a factor. Profit trends varied among banks.
The Financial Supervisory Service 2026 year 1preliminarily reported domestic banks’ operating results for the quarter 20. The data showed that net income in the quarter was 1 trillion6 billion won. This was 7% lower than in the same period a year earlier.3.9This was a decline of %.
The FSS said rising market interest rates led to a decline in non-interest income. Non-interest income refers to revenue from sources such as fees and securities, excluding interest income. The decline in non-interest income affected the decrease in net income.
The banking sector was classified in the data as commercial banks and specialized banks. Commercial banks’ net income was 4 trillion3 billion won. Trends also differed among types of commercial banks.
Internet banks 1hundred billion won more than in the same period a year earlier. Regional banks 100hundred million won more than in the same period a year earlier. These two segments contributed to the overall net profit of commercial banks.
Commercial banks 200hundred million won less than in the same period a year earlier. The decline at commercial banks reflects weaker performance at some banks. Differences by bank type are evident.
Special banks’ 1quarterly net profit was 2trillion 4hundred billion won. Special banks are a category that includes policy-based financial institutions and others. The earnings trend at special banks also changed.
Special banks’ net profit in the same period last year was 2trillion 7hundred billion won. This year, it was 3hundred billion won lower than last year. The year-on-year decline at special banks was reflected in the figures.
Sources: 연합인포맥스
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