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Bullstory Research June 27, 2026

The ETF that investors must memorize

Key takeaways

VTI (expense ratio 0.03%) is a core ETF that diversifies across the entire U.S. market. SCHD (expense ratio 0.06%) focuses on dividend growth, so it is suitable if you want cash flow. SKYY and DRAM are AI, cloud, and semiconductor themes, and VPU is a stable dividend complement.

SKYY

  • Management fee : 0.60%

  • Dividend : low(0.5~1%)

  • Dividend growth : almost meaningless

  • Investment sector

  • Cloud

  • Data centers

  • SaaS

  • AI infrastructure

  • Advantages

  • Core industry in the AI era

  • High growth potential

  • Cons

  • Higher-than-average management fees

DRAM

  • Management fee : 0.50%

  • Dividends : almost none

  • Dividend growth : none

  • Investment sector

  • DRAM

  • HBM

  • NAND

  • AI semiconductors

  • Advantages

  • AI semiconductor tailwind

  • Drawback

  • Highly affected by semiconductor market conditions

VPU

  • Operating fee: 0.09%

  • Dividend: about 3%

  • Dividend growth: steady

  • Investment sector

  • Utilities

  • Transmission

  • Power generation

  • Advantages

  • Defensive stock

  • Stable dividends

  • Disadvantages

  • Growth potential is lower than that of AI ETFs

VTI

  • Expense ratio : 0.03%

  • Dividend : about 1.2~1.4%

  • Dividend growth : steady as the U.S. market grows

  • Investment sector

  • Entire U.S.

  • Large-cap stocks

  • Mid-cap stocks

  • Small-cap stocks

  • Number of companies

  • Approximately ~ companies3,500~4,000companies

  • Advantages

  • Best diversification

  • Investing in the U.S. economy as a whole

  • Drawback

  • Because it has a larger small-cap weighting than VOO, returns can sometimes be similar or slightly lower.

SCHD

  • Expense ratio : 0.06%

  • Dividend: about 3~4%

  • Dividend growth: average annual about 10% (long-term basis)
    It is not constant every year, but it has an upward trend over the long term.

  • Investment sector

  • Blue-chip dividend stocks

  • Representative company

  • Coca-Cola

  • Cisco

  • Texas Instruments

  • Amgen

  • Home Depot (varies by period)

  • Pros

  • Dividends increase steadily

  • Expect both dividends and share-price growth

  • Disadvantage

  • Low exposure to technology stocks

VTI → The broadest ETF for investing in the entire U.S. market

SCHD → Very attractive if you value dividend growth and cash flow

VPU → A good complement if you expect long-term growth in power demand in the AI era

SKYY → Investing in the growth of the cloud industry

DRAM → A thematic ETF focused on concentrated investment in AI memory and semiconductors

Frequently asked questions

What ETF invests in the entire U.S. market?

It is VTI. It holds about 3,500~4,000companies and diversifies across all U.S. large, mid, and small caps.

Which one should I choose as a dividend growth ETF?

If the goal is dividend growth, SCHD is the representative choice. It has a dividend yield of about 3 to 4 and an average annual long-term dividend growth of about 10.

Which products are there in AI and cloud theme ETFs?

For exposure to cloud, data center, and SaaS, SKYY is the main one, while DRAM is centered on exposure to memory and AI semiconductors.

I want stable dividends; which ETF is good?

VPU is suitable. It is centered on utilities, transmission, and power generation stocks, with dividends at about 3 and a strong defensive profile.

What ETF has a high management fee?

SKYY has an expense ratio 0.60percent, so it is relatively expensive. DRAM also 0.50percent, so it has a relatively high cost burden.