Mortgage loan limit 3billion under review… Seoul 10billion homes require buyers’ own capital
As a plan to cap mortgage loan limits at 3billion won has been proposed, homes in Seoul priced in the 10billion-won range now require buyers to meet an own-capital threshold. Major commercial banks and insurers are moving to reduce lending and restrict loan agents from the second half of 2026, while some companies have disclosed plans to buy back their own shares and raise capital.
As a plan to limit mortgage loan amounts to 3billion won has been proposed, buyers in Seoul now need to have their own capital to purchase homes in the 10billion-won range. The change could narrow the range of loans available to homebuyers, directly affecting financial and real estate transactions.
2026In a report dated 7, 9it was reported that major commercial banks would sharply reduce the handling of mortgage loans from the second half of 2026. The banks are considering cutting loan limits to about half their current level and are also expected to strengthen regulations on the activities of loan agents.
Household lending overall, including credit loans and contract loans, is also subject to reductions. Insurers have likewise disclosed plans to reduce the scale of household lending.
Platinum T&A also made a series of corporate disclosures. It announced that it had entered into a trust agreement to acquire treasury shares on 2026 year 7 month 10 day, 10and would acquire treasury shares worth KRW billion.
OSP sent a shareholder letter after being designated as a management issue, expressing its intention to raise capital and pursue the purchase of treasury shares. The related disclosures were released between 2026 year 7 month 9–10 day.